Financial Fitness Class

Take our free CreditSmart online training course. Whether you are considering homeownership for the first time or currently own a home and need information on how to avoid foreclosure, this flexible, interactive course will teach you how to achieve your financial and homeownership goals.
Take the course and you will :
Understand the importance of building credit to secure your financial future.
Gain insight into how lenders assess your eligibility for a mortgage loan.
Recognize the warning signs of predatory lending and scams.
Learn the steps to successful homeownership.
Safeguard your home and your finances against life’s unexpected challenges.
Learn what to do if you ever have difficulty making your mortgage payments.

Think of it like Crossfit Financial Fitness without the burpees and the blisters .
http://www.freddiemac.com/creditsmart/consumer_training.html

Strapped for $$ Need help with Down Payment ?

There are many programs available to help you with closing costs , down payment assistance and low interest mortgage loans. There are so many programs all with different criteria it makes my head spin. But that's what we do best . We find ALL the resources that can benefit YOUR specific needs and bring them all together "UNDER ONE ROOF ". There are approved mortgage professionals, real estate agents , title services , education and counseling that we can help you with to achieve your dream of homeownership. We have a toolbox filled with resources and the experience and knowledge to help build your future .
Most people think they make too much money . Or ,they owned a home before . Or, they went through bankruptcy so they no longer qualify .
I am always shocked at the number of people who talk themselves out of owning a home because of this or that . Or what they've heard on the news.
Why not get an evaluation ? Just see where you're at . You might be surprised at the results. Ask us how to qualify for FREE MONEY ! Yes, its true. Just ask !
Keep in mind that whether you are buying or selling or investing in your future through real estate , we can help .

Critter Corner

I have a lot of friends and clients that love their critters. I have a kitten named Smudge and he means the world to me . He travels with me and brings me great joy .
So , if you have a favorite pet that does tricks or is super cute and you want to share . Please send your photos and videos in to be featured on our Critter Corner. There will be a fun little prize every month and the winner will be featured in our Critter Corner. Send to housingbenefits4u@gmail.com Subject : CRITTER CORNER
This month I am featuring an all natural pet food by local business owner Mary Ann Foreman she is the founder of Pet Kouture Foods Limited, it's an all natural, raw based diet for dogs and cats. There's Kanine Kouture for dogs and puppies, Kitty Kouture for cats and kittens. "As Nature Intended Pet Food To Be"™ Check out her site : http://www.petkouturefoods.com/home.html

Kitten High Five!

Hi everyone,

Well, after 15 years of doing business in real estate, I thought it was time to write my first newsletter. So here it is. Please be kind and forgiving as it is my FIRST one.

Congratulations!! You have successfully received my first new Newsletter. Let me start off by saying that you have received this Newsletter because of one or more of the following reasons:

• We have met and exchanged business cards and/or contact information
• We have done business together
• We have a mutual client
• We are connected on LinkedIn
• We are Facebook friends
• You are related to me (aren’t we all distant cousins?)

Please note that I certainly don’t want to be spamming anyone and you are welcome to Unsubscribe (at the bottom) if you want to get off my list. Hopefully, you’ll give me a couple months to show some value for you in my Newsletter.

Might as well Jump !

Jump

On Friday July 11th, my non profit organization Hope Home Foundation is participating in a reality show called http://daremeforcharity.com.

Our team is competing along with 32 cities across the nation. Hundreds of other charities are participating as well. We will be competing for ONE MILLION DOLLARS !!

That can help alot of workforce families and stabilize housing in our community.

Thank you to our volunteers for being brave enough to jump from unspeakable heights to help Hope Home Foundation.

Your moment of Zen

I spent many years on the island of Oahu. My nephews & neices & good friends, my "ohana" are still there. I was fortunate to attend the University of Hawaii and Honolulu Community college.

One of my professors and mentors for life is Dr. Doric Little. I used to attend many surf meets watching her two sons Brock and Clark Little as they competed.

We spent hours on the beach watching them surf. I feel very fortunate to have spent almost 20 years on the islands I call home.

This is an award winning photo from Dr. Doric Little's son, Clark Little. Http://clarklittlephotography.com.

I wanted to share a bit of my aloha with you all.
I hope you enjoyed my first newsletter. Mahalo .