Fixed Rates Have Dropped - Is Now the Time to Refinance!?

Fixed Mortgage Rates have dropped significantly over the last 6 months, by about 0.8% just since the New Year! 

This could means that refinancing might make sense for you. Of course, it is more affordable now than it was back in December. But it is still prudent to ask the right questions and to make sure that it makes sense for you.

If you've been wanting to do some home renovations, get rid of high interest credit card debt, or take care of other expenses, like post-secondary education for the kids, it might be the right time to pull the trigger on a refinance.

When restructuring a mortgage, we can often blend the new funds required right into the current mortgage, meaning that the dreaded penalty is avoided. 

We can also explore adding secured lines of credit to your borrowing, so that you have flexible options around when you spend your money and when you have to make payments on borrowed funds. 

If you or someone you know would like to see if you can benefit from today's low interest rates, give me a call today at 778-233-2377