2019 Tax Planning for Mortgages

The way you structure how much you pay yourself from your corporation will dictate how much residential and how much commercial property you can buy.  

If you plan correctly, you win. 

If you do no plan, you will either win or you will lose. 

1 month ago I bought a property that I did not plan on buying last February when I did my taxes.  

How many banks would lend to me at A rates? 

1 Lender. 

I was lucky.  I found a 1 off lender that would do it.  

If I knew I was going to buy this property last February, I would have structured myself accordingly.