Do You Own Whole Life or Universal Life?

There are only two types of Permanent Life Insurance contracts in Canada.

1. What Manulife created in 2017
2. Everything/Everyone else

Manulife crushed it with a Whole Life product that allows you to buy 5% whole life with a 95% term rider while still allowing you to put in almost the same amount of money that a 100% whole life contract would.  

Send me a copy of your contract and I'll show you the difference.  It's night and day.