How To Pick The Right Mortgage Without A Crystal Ball

Trying to time mortgage rates is like trying to guess the next market crash—it’s a gamble.

With economic uncertainty running high and no clear direction from the Bank of Canada, homeowners renewing or taking on a new mortgage are left asking: Do I lock in, or do I roll the dice on a variable?

The good news? You don’t need to predict the future. You just need a game plan.

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