Your Reitirement, Your Rules, 4 Portfolio Strategies

Planning for retirement is like solving a puzzle—one where your financial future depends on picking the right pieces.

From aggressive growth strategies to conservative income-focused plans, there are countless ways to structure your portfolio.

The key? Choosing the one that aligns with your risk tolerance, withdrawal needs, and whether you want to spend down or preserve your wealth over time.

In this article, we’ll break down four popular retirement portfolio strategies:

The 80-20 Portfolio (growth-focused, with a safety net), the 60-40 Portfolio (a balanced classic), the Bucket Strategy (structured by time horizons), and the Income-Focused Portfolios (generating passive income)

Let’s explore the pros, cons, and best use cases for each to help you decide which path is right for you.