It's possible to structure a $0 down mortgage. CFF bank has it made it much easier to do so. CFF has released a line of credit program that requires no documentation (at least for me and everyone who has been approved so far). CFF wants to see: 1. Minimum beacon of 6502. You are not using much of your credit 3. Have a normal job or self employed$25k maximum line of credit. Husband and wife could get 50k total. This will do 2 things:1. Get you $0 down2. Get you to 20% down so you don't have to pay CMHC fees and get you a re-advanceablePass this along to anyone that you know that is renting.Call me 604 230-9392 for details on how it could work for your next purchase.