Disability Insurance: Why You Need It

You have no idea how many people I talk to don't have a personal disability policy, and how many of them should (almost everyone). This is by far, in my opinion, the most important piece of your financial plan, because when it comes down to it, if you can't earn money due to a disability, it doesn't matter what money goals you have (buy a house, go on a vacation, retirement), you will no more money to put towards those, and you may even begin to struggle to meet your day to day obligations (rent, groceries etc).

Disability Insurance: The Basics

Many people have what I call 'the Superman Syndrome', as in, "Oh no, this will happen to the next guy but never to me". They think they are invincible when in reality, nobody is. The fact of the matter is, it is quite likely and the definition of what constitutes as a disability is extremely broad and includes issues such as depression, stress and burnout. Read the article below to find out why disability insurance is so important. The sad truth is that you can only get it when you are healthy, yet nobody every thinks of the possibly of getting hurt until it's too late.

Why Disability Insurance Is So Important - Especially If You're Healthy.