One of The Best Way to Increase Your "Credit Score"?

People often talk about wanting to increase their credit scores.

If you use credit cards or other types of revolving credit, either pay it off at the end of the month or try to keep the balances as low as possible. High balances will negatively impact your credit score.  If you have balances above 50% of your credit limit, you could see your credit score start to drop.  

Do not close existing credit card accounts, even if you don’t want to deal with the company any more… Believe it or not, the credit history is a good thing to have!  If you cannot lower your balance, see if your credit provider will increase your available lines of credit. This can, in turn, reduce the overall debt ratio, but do this only if your credit card company can do it without a hard credit inquiry.