Borrow RRSP @ 3.2% and Get Up to 40% Back in Taxes
Case Scenerio: 1. Borrow $10,000 to put into RRSP 2. Tax bracket - 40% 3. Borrowing rate - 3.2%
Cost of Borrowing: 1. $10,000 paid back over 1 year @ 3.2% = $174 Interest Paid
2. 10,000 paid back over 2 years @ 3.2% = $337 Interest Paid
Taxes Saved: $10,000 x 40% = $4000 Saved
Net Profit: 1 Year - $4000 - $174 = $3826 2 Year - $4000 - $337 = $3663
Deadline for Loan Applications Feb 25, 2016
Deadline for 2015 RRSP's Feb 29, 2016
Your senerio? Email me direct and I will crunch your numbers within 5 minutes.
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