No man stands so tall as when he stoops to help a child
  
If you scroll back a a couple of editions, you may recall that I invited all to a Salmon Barbecue put on by the Tsawwassen Shrine Club. It was the 46th anniversary of this event.
Many of you recognize the Shriners at the parades and events like these, but most people don't know what we do and what we do with the funds that we raise.
Shriners International is the main body of the Order, Gizeh Shriners is the BC & Yukon organization that reports to the International body.
The wholly owned subsidiary is the Shriners Hospitals for Children which operates 22 hospitals in the US, Canada and Mexico. All treatment for our sick kids is at NO charge to the families. These hospitals over the last 75 years have been innovators and pioneers in specialized treatment for children in the areas of Orthopaedics, Burn Care, Spinal Cord Injury and Cleft Lip and Palate.
Gizeh Shriners of BC and Yukon raise funds to support the fraternity and to identify and transport children and their families who would benefit from the world class treatments that are provided at our hospitals.
How can you help? you ask.
By bringing to our attention the children in our communities who would benefit from the best care delivered in these specialties in a timely manner. Transportation to the appropriate Shrine Hospital is covered in full for the patient and a family member, overnight accomodation is subsidized and there is no charge for any treatment that is required.
Children from our region have been helped with conditions such as Spina Bifida, Curvature of the Spine, Club Feet, Major Burns, Spinal Cord Injury due to accidents, and many other conditions.
For further information on Spinal Cord Injury treatment see this short YouTube Video
https://www.youtube.com/watch?v=EEpYJRkP9Es&feature=youtu.be
Do you know a child that we could help? or if you just want more information about a particular condition Contact myself, or the Shrine Centre by phone at (604) 291-7707 or 1 (800) 661-KIDS (5437)
Near Tragic Story for First Time Home Buyer & New to Canada!
One of my Mortgage Broker friends, Sua Truong, authored this article about a 21st hand experience that he had with a client and he shared this with me.
It can be very stressfull for the clients when last minute issues crop up and everyone has to jump through hoops.
This is not just an "oh, by the way" item. Could have killed the deal real quick.
Thank you Sua for sharing!
READ ON:
A short story about a small disaster recently averted during the day of subject removal as the clients and I casually discussed all the related closing costs…including PTT.
‘PT-What????’ They said.
It was the first they had heard about it, despite having been ‘pre-approved’, looking, and writing offers for 6 months.
The file came into my hands two days prior to subject removal, their ‘pre-approval’ having blown up in the 11th hr.
Neither the Realtor they were working with (not you), nor the branch rep had every brought up PTT.
Yes they were first time buyers, but shopping over $700K and relatively new to Canada as well and thus unfamiliar with the process.
PTT was a shock, but they adapted quickly, and it worked out fine. Luckily they were well capitalised.
However had it not come up until a day or three prior to closing via the lawyers SOA, that would have been truly nasty situation for all concerned.
So, my tip of the day – and perhaps you are already doing this as I see more Realtors are.
A new standard piece of language to be inserted into every purchase contract;
‘the buyers have been made aware that this transaction may incur PTT expense in the order of $______.__’
I long ago made it a part of my own ‘documents’ list that goes to all my clients on day one…although it remains overlooked many times.
When the client asked ‘whose job is it to tell us about PTT, the Realtor, the Broker, the Lawyer?’
My reply was; ‘All of us’.
New Prime Minster, BOC Rates Steady, Dollars Down - now what?
Here is "Business in Vancouver"'s take on the recent federal election.
The electorate voted for change, and this is some analysis of the proposed changes according to the Liberal Platform.
The mortgage industry has always adapted to rate changes, how it will affect Real Estate values is undetermined. There is probably some good news for many and less good news for others in these proposed policy changes.
Here is the link.
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