Win Some Green To Spend At Brown's
  
Although, we don't have the opportunity to eat out as much as we used to, whenever we do - Brown's Social House is always near the top of the list. Amazing food and an awesome atmosphere - what's not to love, right?
Anyways, I want to share that love - with YOU - some of the most incredible clients, friends, and referral partners that a guy could ask for. This month I am giving away 3 X $50 gift cards for Brown's Social House, and all you have to do is to respond to this email, telling me you would like to be entered... simple huh?
I will make the draw on November 9th, and mail out the gift cards to you at that time. Winners will also be mentioned in the December newsletter.
Good luck!
Is It Time To Refinance?
Do you have exisitng debt outside your mortgage (credit cards, car loans, lines of credit) which you are paying a much higher interest rate on? Do you wish you had additional money to give your financial advisor? Are there home renovations which you are hoping to undertake in the near future, but worried you do not have the cash flow to cover them?
If you answered yes, to any of the above and you have substantial equity in your home, it might be worth having a conversation to see if the time is right to refinance? As you know, interest rates are at historical lows right now, so why not pay off your 18% credit card, and build that debt into your mortgage?
Now the kicker is, that there are usually fees involved in breaking your current mortgage, however, often times, even in light of these fees, you will still come out ahead. How do we know for sure? Give me a call, and we can run through everything with you.
Thank YOU!!
Dear Everybody - you are amazing!
I am absolutely thrilled, yet completely humbled to announce that I have been named in the Prairie Dog magazine as Regina's Best Mortgage Broker for the third year in a row! One million thank yous to all of you who nominated or voted. It means a ton to me that you would take the time to do that.
The Prairie Dog Winner's Edition will be hot off the presses November 12th.
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