Two crazy people in my life
  
These two crazy people in my life, Zaveena and Jayden Ram are celebrating their birthday this month. For some reason it is a really big deal for them so we make sure their wishes are always fulfilled especially during this time of the year.
This year is a really special one for Zaveena as she turns big four zero.
Happy Birthday to the two most happiest people I know.
This beautiful moment was captured by Candice @ Candice Victoria Photography.
Top 5 Reasons to Invest in Real Estate
Anyone can invest in real estate and now is the best time. Canada has been ranked one of the top countries to invest in real estate. Let's look at the top 5 reasons why we are putting our money in real estate.
1. Cash Flow
Whether you buy with all cash or use today's favorable financing with a low mortgage payment, properties we acquire cash flow relatively well when the monthly debt is subtracted from the monthly rent.
2. Appreciation
Appreciation is the increase in the property's value, which generally occurs over time and can be increased by investors who add value to the property through repairs and enhancements. This also creates equity in the property.
3. Tax Benefits
An investor can usually claim the interest portion of his monthly mortgage payment as a tax deduction.
4. Leverage
Leverage is one of the most powerful reasons to invest in real estate. Banks don't lend you money to invest in stocks and bonds but are willing to provide at least 80% of the properties value to help you invest in real estate.
5. Retirement Savings
Have someone pay your mortgage for you every month and you may find your self mortgage free by the time you retire. This is an excellent way to save for your future retirement and your family.
New Prime Minster, BOC Rates Steady, Dollar is Down - Now What?
Here is Business in Vancouver's take on the recent federal election.
The electorate voted for change, and this is some analysis of the proposed changes according to the Liberal Platform.
The mortgage industry has always adapted to rate changes, how it will affect Real Estate values is undetermined. There is probably some good news for many and less good news for others in these proposed policy changes.
Here is the link.
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