Disability Insurance: Why You Need It
  
You have no idea how many people I talk to don't have a personal disability policy, and how many of them should (almost everyone). This is by far, in my opinion, the most important piece of your financial plan, because when it comes down to it, if you can't earn money due to a disability, it doesn't matter what money goals you have (buy a house, go on a vacation, retirement), you will no more money to put towards those, and you may even begin to struggle to meet your day to day obligations (rent, groceries etc).
Disability Insurance: The Basics
Many people have what I call 'the Superman Syndrome', as in, "Oh no, this will happen to the next guy but never to me". They think they are invincible when in reality, nobody is. The fact of the matter is, it is quite likely and the definition of what constitutes as a disability is extremely broad and includes issues such as depression, stress and burnout. Read the article below to find out why disability insurance is so important. The sad truth is that you can only get it when you are healthy, yet nobody every thinks of the possibly of getting hurt until it's too late.
Why Disability Insurance Is So Important - Especially If You're Healthy.
Saving For Retirement
More and more people are worried about their ability to purchase in our current housing market, which is no surprise to anyone, and that goes in hand with worries about retirement. I seem to be talking to more young individuals that are becoming increasingly unsettled about their ability to retire in the future and how much they can expect to receive in retirement income.
The truth is, it all depends on the individuals. Just like a major purchase goal, you need to prioritize and if a comfortable retirement is important, you need to be ready to sacrifice some of the things that give you instant gratification today for things that will give you long lasting benefits far in the future.
Here Is How Much You Will Need To Save For Retirement
Everyone is different, and with factors such as different investments and its risk profile, inflation, the future purchase power of your money and the kind of lifestlye you want to live, there is no one stop shop solution for everyone. The most important thing is to sit down with your advisor and talk about this today and plan for your future, because the earlier you start, the better off you will be.
50 Things To Do In March
March is the time of the beauty cherry blossoms blooming, Saint Patricks Day, warmer weather and daylight savings. It's also a time where there's plenty of things to do in Vancouver, like the BC distilled festival and more. Check out the other events going on in and around our city below.
50 Things To Do This March
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