July 2016 Newsletter - Edition #3

Jennine Yool - Mortgage Agent: Lic #: 10000208

Mortgage Edge

jennine.yool@gmail.com
905-299-5051
http://miltonmortgage.expert/

Jennine - Facebook

Renos & Birthdays

 

June was a super busy month around our house as we finished up the renos we'd been living through since the end of May, celebrated my 30th and Dean's 7th birthdays and the older kids wrapped up school for another year. Fortunately now that July has rolled around, we're enjoying the lazy days of summer that much more! Wishing you and yours a wonderful summer!!!



SURVEYED Best Apps To Make Life Easier

 

Last night I was hanging out with my fellow REAGGIES and there was an exercise in which the room full of 100+ people were surveyed on the most useful apps to manage life. 

Here is the list: 

- DROPBOX (necessity)

- GUUSTO: gift giving via redeemable gift card via text or email

- TRENLII: Get real estate stats and trends wherever you are.

- ASANA: Team tasks & conversation

- FLIRONE: Thermal imaging camera (needing to see heat/water through walls on a new real estate purchase)

-WORK FLOWY: Task/list management

- UGO WALLET: a place to hold off your gift cards, department store points cards etc..

- EXPENSIFY - digital receipts and expense tracker

- FONT CANDY: Adding text/animation to your social media photos



What does Brexit Mean for Your Mortgage?

 

For now, the most immediate impact for Canadians will be lower interest rates. Central Banks throughout the World will be monitoring the financial markets and take the actions necessary to avoid a financial crisis.

The US Federal Reserve, which was widely expected to hike interest rates once again in September, will likely remain on the sidelines.



$25 Gift Card Give Away!!!

 

Although the vast majority of my business comes from word of mouth referrals, the ever increasing importances of having some level of online presence isn't lost on me, and on the advice of many in the industry, I've come to realize that I haven't done a great job of asking my incredible current and previous client base for a review of the service I provided. As such, for the remainder of the month of July, I will send a $25 Gift Card to the restaurant/retailer of your choice, to any current or past client (to a maximum of 15 clients) that posts a Google Review to the link below:

https://www.google.ca/webhp?sourceid=chrome-instant&ion=1&espv=2&ie=UTF-8#q=jennine%20yool&lrd=0x882b6f8e4cffffff:0x96585e909becc5f8,3,

Now, I do want to preface, although I would absolutely love your 5 Star Review, I also want your honesty! In no way do I want to be perceived as "paying" for a great review; the gift card is simply a THANK YOU for taking the time out of your schedule to write a few words.

Once you've posted your review, be sure to send me a quick e-mail @ jennine.yool@gmail.com to let me know which restaurant/retailer you would like your gift card for, as well as confirm your home/mailing address for me, so I ensure to send it to the right place :)



Team Yool Does Pioneer Camp!

 

Having grown up spending at at least a week every summer at a camp near Wasaga Beach, when good friends of ours suggested we join them up at Pioneer Camp in Muskoka for a week this summer, I didn't think twice about starting this new little tradition with our family. With the older two kiddos as campers, the younger two as "grasshoppers" and James and I working in the kitchen, I can honestly say that, even in spite of the heat and insane exhaustion, we all had an incredible time! Dean and Brooke spent the entire car ride home sharing stories from their week and telling us how they couldn't wait to go back next year! 

In the bottom left pic you can even see Dean and his best buddy Hunter holding up the "Chilly Willy" award they each got for taking an early morning swim everyday before breakfast. 

How're you and your family spending your summer? Do you have kids heading North to any of the amazing camps we have here in Southwestern Ontario? I'd love to hear all about them, so be sure to drop me a line with what you're up to :)



Early Renewal?

 

When your mortgage term is coming to an end, do not simply "early renew" with what your lender offers you. Explore your options. 

Things to think about when your mortgage is up for renewal:

1. Do you have any high interest credit cards or loans you would like to roll into your mortgage?

2. Can you qualify for a re-advanceable mortgage? Not sure what this is? Ask me today!

3. How long are you planning on staying in your existing home? Why sign for a 5-year term when you might move in the next 2-3 years?

4. How does your existing lender calculate mortgage penalties?

5. No matter what, you have time, so don't succumb to bank pressure.

At the very least, give me a shout and we can discuss what other options are out there. You might be surprised!



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