Ryan Raguero Newsletter - September 2016/Edition 10

Ryan Raguero - Financial Literacy Campaign

ryanraguero@gmail.com
604-782-0909
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Court Ordered/ Foreclosures list - September 2016

 

August 2016 - Abbotsford - attached
August 2016 - Langley - detached
August 2016 - Maple Ridge - detached
August 2016 - Mission - detached
August 2016 - Pitt Meadows - detached
August 2016 - Richmond - attached
August 2016 - Surrey - attached
August 2016 - White Rock - attached
August 2016 - White Rock - detached

here is this months list, very low inventory.. it's probably going to continue 



Peak Of the Market Line of Credits

 

If this is the peak of the market for Vancouver, I'd suggest getting a line of credit behind your mortgage so you can get access to funds whenever you want.  

Odds are there is now a ton of new equity behind your properties that you can get access to for the future. 

There is a 1 month window in where appraisers can use comparables from 2 months ago (highest market value) to determine the value of your property.  

Higher the appraisal, more of a line of credit you can get.    

The above picture shows what math was involved to figure this out :).



CASH FLOW is KING

 

A little Education for you, the Savy Investor

There is a saying in the investment world that "Cash Flow is King".

A fundamental difference between Investors and people that work at a "job" for a living, is how their money works or does not work for them.

No matter what your age bracket or field of expertise, by understanding this principal, you will have the opportunity to learn the strategies to earn passive income.

If you feel that you are too old to do this, too broke, too young, that someone else has to do this ... close this link as this does not apply to you ...

If however you have decided that you understand that you need to do something different ... or that you don't want to be a slave to your job anymore ... click the link to learn more ...

http://youngandthrifty.ca/what-is-cash-flow-is-it-really-king/



Super Trip to Japan

 

Here we are as a family in Japan earlier this month.

Some of you may have seen and are still seeing the experience we had through our Snapchat, Instagram and Facebook.

This was an amazing trip spent as a family with some of our best friend and business associates from all around North America.

It was an awesome way to celebrate our 10 year wedding anniversary.

The kids did great.  We have memories for a lifetime but we will be going back ;-)

If you haven't already, follow or friend me and say hello on

Snapchat:  Ragsydia

Instagram:  @ryanraguero

Facebook.com/LikeRyanRaguero



Life Insurance Awareness Month

 

September marks Life Insurance Awareness Month.

You may know that I'm also a licensed life insurance representative helping families with their insurance and financial needs.

I'm glad we have an awareness month dedicated to life insurance but it's important to understand how critical it is in life for everyday.

This year's spokesperson is professional race car driver Danica Patrick.  Watch her very important message and personal story with life insurance.

CLICK >>>> Message from Danica Patrick

Email me if your looking for life insurance or to learn how life insurance can help in your stage of life.

If you have life insurance, I'm open to review your current plan with you and get a better understanding of what you have or improve it.



School is IN

 

It's that time of year again.  Slow down through school zones or lose weight in your wallet.  Here's a good article by Global News.

http://globalnews.ca/news/2922869/b-c-school-zones-are-like-the-wild-west-according-to-new-survey/



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