Ryan Raguero Newsletter - November 2016/Edition 12

Ryan Raguero - Financial Literacy Campaign

ryanraguero@gmail.com
604-782-0909
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Most Affordable Homes, Foreclosure Lists and More...

 

1) Nov 2016 - 10 Most Affordable Acreages on the Chilliwack Board
1) Nov 2016 - 10 Most Affordable Acreages on the Fraser Valley Board
1) Nov 2016 - 10 Most Affordable Acreages on the Islands-Van & Gulf
1) Nov 2016 - 10 Most Affordable Acreages on the Sunshine Coast
1) Nov 2016 - 10 Most Affordable Acreages on the Vancouver Board (Mainland)
2) Nov 2016 - 10 Most Affordable Single Family Homes on the Chilliwack Board
2) Nov 2016 - 10 Most Affordable Single Family Homes on the Fraser Valley Board
2) Nov 2016 - 10 Most Affordable Single Family Homes on the Islands-Van & Gulf
2) Nov 2016 - 10 Most Affordable Single Family Homes on the Sunshine Coast
2) Nov 2016 - 10 Most Affordable Single Family Homes on the Vancouver Board (Mainland)
3) Nov 2016 - 10 Most Affordable Single Townhomes on the Sunshine Coast
3) Nov 2016 - 10 Most Affordable Townhomes on the Chilliwack Board
3) Nov 2016 - 10 Most Affordable Townhomes on the Fraser Valley Board
3) Nov 2016 - 10 Most Affordable Townhomes on the Vancouver Board (Mainland)
4) Nov 2016 - 10 Most Affordable Condos on the Chilliwack Board
4) Nov 2016 - 10 Most Affordable Condos on the Fraser Valley Board
4) Nov 2016 - 10 Most Affordable Condos on the Vancouver Board
5) Nov 2016 - 10 Most Affordable Bare Land Properties In The Lower Mainland
6) Nov 2016 - 10 Most Affordable Multifamily Units In The Lower Mainland
7) Nov 2016 - Complete Bareland FORECLOSURE LIST In The Lower Mainland
7) Nov 2016 - Complete Single Family FORECLOSURE LIST In The Lower Mainland
7) Nov 2016 - Complete Townhouse & Condo FORCLOSURE LIST In The Lower Mainland

Expanding the list further.  
10 most expensive properties in the Lower Mainland

For access to the best mortgage for you email me.



Life Hacks - How to Improve Efficiency & Productivity

 

These are great tools to help you to be more productive and more efficient in doing things?

Mighty Text - this great little app allows me to "text" to people from my computer and ALL of my android devices.  How cool is that?  For those that prefers the full keyboard to typing in the small little cell phone space, this is a game changer.  Get it here: Mighty Text

TRELLO - helps manage my To Do list effortlessly and I can have others be part of a group to tackle a project together. TRELLO

Xodo Docs is amazing PDF app that can be used on ANY platform and device.  You can edit, sign docs with pen or finger on your phone, merge and print from browser into PDF for FREE by a Vancouver, BC company! Love it! Xodo docs

Sync is cloudbased file storage similar to Dropbox/GoogleDrive but it is in legal compliance under Canadian laws (PIPEDA et al). Sync

Make PDF Smaller so you can email it to your friends, family or co-worker?

Square App for all small business to process credit cards with your cell phone! Use my referral to earn your first $1,000 in sales processed for free: Square App free processing details.



This Little Piggy

 

A throwback to summer vacation - a pic of Quinn and I taking a break from dinner festivities at our company trip. She enjoyed that like the quiet before the upcoming storm of Christmas holidays.

Quinn squeezes that little stuffed piggy tighter than her daddy. I think she hasn't let that thing go since picking it out from Disney Sea in Tokyo!



Jump-Start Savings and Enhance Tax Refunds

 

1. Let's Talk RSPs CLICK
2. Find out your RRSP maximum contribution limit
3. Have the government fund your next big thing
4. 8 Smart ways to put your tax savings to work

A lot of us could use more money. In fact there are many ways we could put that money to use. Ultimately we should aim to put more money to work!

There's $789 billion in unused RRSP contribution room. That's an average of over $32,000 of unused contribution room per eligible person in Canada. You're likely to know someone who hasn't maximized their RRSP contributions.

Why? (Other than as a whole we don't make or save enough money)

-We struggle understanding the RRSP program and put it to work

-We haven't been educated on the power of the RRSP loan

Simply a RRSP is a tax shelter for an accumulation of money for retirement. All capital gain & distributions are tax deferred within the plan.

RRSP loans provide us with an opportunity to "catch up" on unused contributions by

1. allowing for a much larger initial or lump sum investment

2. enhance tax refund

What would you do with an enhanced tax refund?

Send me an email to find out some options.



Asked 86 Burglars how they Broke into Homes

 

I was doing research on security systems and came across this article.  Very interesting.  Video in link.

http://www.kgw.com/news/investigations/we-asked-86-burglars-how-they-broke-into-homes/344213396



Get Your Driving Record From ICBC

 

ICBC has a service in where you can get your driving abstract online.

All you need is your driver's license and your good to go.  

I was curious what was on my record as I have taken my tickets to court.  

In the last 5 years, I have 0 points, so not that bad :). 

https://onlinebusiness.icbc.com/clio/identification.html



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