Merry Christmas!

Mathieu Fugere - Mortgage Broker

Broker financial group

mat@fugeremortgage.ca
416-945-9123
http://fugeremortgage.ca

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Power of Sale & Investments

 

1157 WHEALAN RD, WOODSTOCK, Ontario
145 ST GEORGE ST , Mitchell, Ontario
17 DOVER Street , WOODSTOCK, Ontario
20 BAY Street , WOODSTOCK, Ontario
226 MILL Street , WOODSTOCK, Ontario
301 SIMCOE Street , WOODSTOCK, Ontario
58 HURON Street , WOODSTOCK, Ontario
68 TORONTO ST , Mitchell, Ontario
79 TENNYSON Street , WOODSTOCK, Ontario
913 - 316489 31ST LINE , Embro, Ontario



Rates Have Been Rising

 

In the last 2 months, the 5 year government bonds have climbed from 0.66% to 1.21%...that is a fairly substantial hike!  Government bonds are what fix rate mortgages are the most closely tied to.  When bonds go up...fix rates go up!  In early November we had 5 year fix rate as low as 2.24%...today most lenders have raised their 5 year fix in the 2.75%-2.85% range.  We still have one lender offering 2.44%, but likely not for very long.  Call me if you want to discuss your options.



6 Ways to Make Your Home Smell Like Christmas

 

Sure, the holidays are a feast for the eyes (twinkling Christmas lights, beautiful wreaths from Etsy), and your taste buds (cookies!), but if you forget about your nose, you're skipping a seriously festive part of the season.

Try these homemade ways to surround yourself in cozy, friendly scents in this year.



Calibog-a...what!!?

 

A few weeks ago we spent 2 days in the little known town of Calibogie (about an hour west of Ottawa Google Maps) celebrating a good friend's 40th B-day...we had some moose fondue, smoked some ribs and tried some delicious beers (especially the stouts!) at Calibogie Brewing Company.  Besides that, there isn't much to do in Calibogie, and sometimes that's just what you need!

http://calabogielodge.com/

http://calabogiebrewingco.ca/



Are You Leaving Free Money On The Table Again?

 

RESPs: free money from government that half of Canadians don't ask for - Program sees Ottawa kick in at least an extra 20% toward the cost of paying for education

Read more



The Plus Side of Selling Your Home in the Winter

 

1. Usually the people house hunting this time of year, tend to have more urgency. Which means, you could potentially get MORE than the asking price during this season. Most people stay very conservative with their listing price during these months, but going with market value is usually your best bet.

2. Homes listed in the winter sell quicker than those in the springs. This comes back to the urgency of the home buyer.

3. Supply VS Demand: During the winter months, the number of houses listed drops, however this could be an opportunity for your home to get noticed. With less houses to choose from, your house may become the focus of multiple buyers’ house hunt.

4. Less work! There is regular maintenance that needs to be taken care of; but all you must do in regards to landscaping is shoveling the snow. Which, for us Canadians’ is a regular winter chore. No cutting the lawn, trimming the bushes, and making it look pretty. Everything is covered in snow anyways.

5. Fewer People at your open houses. This sounds negative, but normally the people showing up to winter open houses are motivated to buy a house. They have real interest in becoming a homeowner, and did their homework before they ventured out in the snow.

 



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