Avoiding January Bill Shock by Planning Holiday Spending Now

Marla McAlpine, MBA - Mortgage Agent, Mortgage and Debt Reduction Expert

Healthy Wallet - The Mortgage Centre

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Power of Sale, Foreclosures and Estate Sales

 

Click on the city to see the Power of Sales, Foreclosures and Estate Sales for that area:

Barrie  -  Brampton   -  Burlington

East Gwillimbury  -  Georgina  -  Kawarthas  

Oakville  -  Oshawa  -  Pickering 

Richmond Hill  -  Toronto  -  Uxbridge   

Vaughan  -  Whitby  -  Stouffville



Want to Avoid the New Year Financial Bill Hangover?

 

A few years ago, I learned to cut out not only my holiday bill stress, but my year-round holiday and gift buying stress… Completely!

The challenge is, many folks spend during the holiday first, then tally up the total later.

This often means overspending. I figured out that a little simple planning goes a long way.

I have been following a simple plan for several years and have not had to suffer the Holiday bill hangover, because I pay for all of my holiday spending with cash from my special savings account.

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How NOT to Make Your House an Easy Target for Burglars

 

No one wants to have their home broken into, especially before the holidays!

Alarm systems can be great burglar deterrents... but did you know they can also be an invitation for burglars to rob your house?

Check out this article from HGTV Canada on how to protect your house. Don't give burglars a chance!

If you want to upgrade your home's security and install a smart system you can monitor on your phone, message me. I know a reputable company and can give you their contact info.

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Keeping Active with Friends and Family during Winter

 

Back when my husband Rick and I were dating, he introduced me to the sport of curling. I had seen it on TV, but to play the sport is an experience like no other!

Of course, as a newbie, I was a hot mess on the ice. I stuck with it and kept learning. The better I get, the more I enjoy the game.

Now curling for my sixth year, I am still challenging myself... improving my rock-throwing skills and taking on my newest challenge, being a first-year Skip (aka. Team Captain)!

My husband and I moved to a new home a few years ago and curling at the local club has been a great way to meet our neighbours.

What do you do to keep busy during the winter season? 



Bank of Canada Keeps Interest Rate Steady at 1%

 

On December 6, The Bank of Canada has decided to keep its benchmark lending rate steady at one per cent.

Canada's central bank said Wednesday it has decided to keep its target for the overnight rate right where it is, while rate hikes in July and in September continue to work their way through the economy.

"While higher interest rates will likely be required over time," the bank said, "the current stance of monetary policy remains appropriate."

The loonie moved lower on the news, half a cent to 78.29 cents US, then close down nearly half a cent at 78.20 cents US.

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Coming Soon! Pickering Freehold Townhome For Sale

 

Coming this month! Pickering, Ontario Freehold Townhome, just east of Toronto. Walking Distance to GO train, rec centre, library, mall and more.

Call Lori Roberts, Broker, Sutton Group Heritage Realty Inc. @ 905-427-8483 for more information.



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