Sending good vibes to a friend - F$CK Cancer
  
If you know me, you know I've always been a team player and I feel blessed with lots of close friends in my life.
Sending positive thoughts and prayers to my good friend Chris ( in the middle) who has been a warrior in dealing with his battle with Cancer. Keep fighting! We Love you
Getting Mortgages Approved is Now the Toughest I've Ever Seen
The new regulations were supposed to effect federally regulated lenders such as RBC, TD, First National etc.
They weren't supposed to effect the provincially regulated lenders such as Coast Capital, Vancity, Blue Shore etc.
Well they now have.
The credit unions by choice are changing their guidelines:
1. Increasing qualifying rate (Vancity 3.69% to 4.64%)
2. Decreasing amortization (Vancity 30 year to 25 year)
3. Getting out of certain areas (Blue shore does not lend to Surrey anymore)
What's the solution?
Smart mortgage broker + long term mortgage planning..
Contact me to set you up with some true Mortgage experts.
Homeowner grant threshold set at $1.65 million for 2018
Great News! The Province of British Columbia has increased the homeowner grant threshold to 1.65 million. This means, if your property value is below this mark on the BC Assessments, you can apply to receive the following property tax grant as long as the property is your principal residence.
-$570 for the basic homeowner grant.
-$770 if the home is located in a northern or rural area
-Up to $845 for homeowners who are 65 years or older, or the homeowner is a person with a disability.
-Up to $1,045 for homeowners who are 65 years or older, or the homeowner is a person with a disability if the home is in a northern or rural area.
Check out the full article here: BC Homeowner Grant
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