Steven Crews Newsletter - April 2018

Steven Crews - Mortgage Broker | Financial Advisor

BOSI Financial Inc

steve@mymortgagebroker.com
403-870-2669
https://MyMortgageBroker.com

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Foreclosures & Other Interesting Properties

 

Here is our April 2018 List of Foreclosure Properties & Other Properties of Interest:

NE Bank Owned

SE Bank Owned

SW Bank Owned

NW Bank Owned

Judicial Sales

Calgary Handyman Specials

Airdrie Bank owned or Judicial Sale

Chestermere Bank Owned or Judicial Sale

Cochrane Bank Owned or Judicial Sale

Okotoks Bank Owned or Judicial Sale

Outside Calgary Handyman Specials

East Side Suited Homes under $350k

West Side Suited Homes under $500k

Triple Car Garage under $650k

Calgary Luxury Homes over $3.5 million

Outside Calgary Luxury Homes over $3.5 million

If you are considering a foreclosure purchase, please give me a call before you write an offer.  Purchasing a foreclosure is a little different than purchasing a resale or new home.  There can be some lender stipulations and conditions.

If you have questions about any of these, feel free to call/text me (403-870-2669) or send me an email.



Do You Have A Will?

 

Over the years, I have recommend to clients that they make a Will or update their Will when they make a major change to their lives...  Buying a home is a major change, marriage, newborn baby, etc. are also major changes.

Typically, the cost of arranging the will through a lawyer is $900 to $1,500 depending on how complicated you want to get.

I recently discovered a website that will allow you to create a Legal Will online.

With this website, you can write a will, power of attorney or living will. Through this online service, the cost is just $50.  Better than that, I found a link that will give an additional 10% off. (Click here to get 10% off)

This company is Canada's #1 provider. The process is very simple and all you need to do is answer a few simple questions to create your legal documents online. Make updates at any time free of charge. Lawyer approved, at one-tenth the cost.

I wanted to provide this to you as an alternative to speaking with a Lawyer and paying 10x more.  In some cases, you should speak with a lawyer, but if you are a first time home buyer or if that 10x cost isn't in your budget, then this is a fantastic option.

I would rather see you have a will created online than not having one at all.  I highly recommend that you have a Will! 

Click here to set up your Legal Will



Why Choose A Mortgage Broker

 

I was chatting with a few clients a couple weeks ago and they were talking about why to choose a mortgage broker and I thought they came up with some fantastic ideas.

In today's mortgage environment, there are so many differences between lenders and so many different and complicated programs that it's hard to know if all the options are available to you if you just speak with one bank.

Please, click through and read my article... I'd love to get your feed back.

Click here to read the article... Why Choose a Mortgage Broker



Love It or Leave It - Your Renovation Questions Answered

 

Eventbrite Event for April

This month, I have teamed up with a realtor (Kerri Markle), a lawyer (Corrine Fiesel), a builder (Gerard Williams) and a home insurance specialist (Nivi Uppal).

We are hosting an information evening for you or anyone you may know who has been considering alternatives between renovating your existing home or selling your home and purchasing a home that better suits your needs.

The event will be held at the Lake Bonavista Community Association on Wednesday, April 25 from 7pm to 830pm.  I'm really excited about all the information that will be given.

Kerri will talk about how your home is valued and what renovations will increase your value and what renovations may not increase the value as much.

I will talk about ways to finance renovations and options for financing renovations on a new home you may wish to purchase instead.

Gerard will speak about common renovations being done, general costs and what to look for in the contractor that you choose.

Corrine will discuss the legal aspects of selling your home, renovating and purchasing. She will provide tips on how to protect your title, why you may need a new real property report and more.

Nivi will review how home insurance works and explain what questions you must ask your contractor before you let him even step foot in your home!

If you, or someone you know would like to attend, please register through Eventbrite!

Click here to register.  I want to hear all this great info!



LED Lighting Event

 

You'll probably remember that I had talked about an event that I hosted last month with Tracy Grills with EcoLighting.

The event was a real success.  We had 30 people register with Eventbrite and 25 ended up attending.  Many of the participants had been experimenting with different things to get their plants growing indoors.

Tracy with EcoLighting had a fantastic presentation and talked about the new lights that he was having his manufacturers create.  These new lights are like viagra for plants and showing some of the experiments that he has been doing, the difference in growth between his lights and the other lights is dramatic!

If you missed the event but are still interested in finding out more, let me know and I can introduce you to Tracy and his team.



Spring Skiing Fun

 

We have certainly had some weird "spring" weather, if I can call it spring yet?

However, the snow is just fantastic in the mountains.  Over the last couple of weeks, I've had a change to get out and really enjoy skiing with Lillian, Danielle, Matthew and Matthew's friend Brendan.

We have a family membership at Nakiska and sometimes it's hard to get out with all the other sporting activities that the kids are involved in.  This spring, I have really had a lot of fun!  We are definitely going to make some more time to get out to the slopes before the hill closes.

You'll notice that the picture is with just Lillian and I.  Apparently, we are a little too slow for the young skiers so we get to hang out and have fun on our own.



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