Shane Ballard - Ballardmoney Newsletter - Edition #53 - April 2018

Shane Ballard - Mortgage Broker

Verico complete mortgage

shane@ballardmoney.com
(778) 882-4602
http://www.ballardmoney.com/

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April 2018 Foreclosure List

 

April 2018 - Burnaby North- Attached
April 2018 - Coquitlam - Attached
April 2018 - Coquitlam - Detached
April 2018 - Galiano Island - Detached
April 2018 - Maple Ridge - Attached
April 2018 - Pitt Meadows - Detached
April 2018 - Richmond - Attached
April 2018 - Richmond - Detached
April 2018 - Sunshine Coast - Attached
April 2018 - Sunshine Coast - Detached
April 2018 - Vancouver East - Attached
April 2018 - Vancouver East - Detached
April 2018 - Vancouver West - Attached
April 2018 - Vancouver West - Detached
April 2018 - West Vancouver - Detached
Victoria Foreclosure



It's official: $7-billion transit expansion plan for Surrey & Vancouver & others

 

Congratulations if you already own a home that's walking distance to any of the current & proposed LRT/Skytrain stations. If you are yet to decide where to purchase your property, and you are looking for about a 20-25% future lift on your property value more than the average, then now will be a great time to investigate the livable pockets around the proposed stations. The general consensus is that demand is higher for properties within an 800m radius of a station. 

Read more here



7 Top Tax Refund Dos and Don’ts: It’s Your Money, Don’t Blow It!

 

What to Do With Your Tax Refund:1. Pay Off Any High-Interest Debt First

It doesn’t sound sexy, but if you can knock out some debt  (often credit card debt) that’s costing you money each month, you can take a huge positive step financially. There are different approaches like paying off the highest interest or paying off the biggest amount first (which can sometimes mentally be a big motivator), so look at various options for paying off credit card debt to make it work best for you.

2. Stash Money Away for an Emergency Fund

Only 39% of Americans say they’d be able to cover a $1000 emergency expense with savings, according to a 2018 Bankrate survey. If you’re in the majority who doesn’t have that savings stashed away, it’s a good idea to save money for a rainy day in case you need it. An emergency fund will keep you from having to charge emergency costs on higher interest credit cards or having to get creative to pay for something that pops up.

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5 Houseplants that will kill stinky smells

 

Ditch heavy-duty commercial deodorizers.

Instead, try plants and herbs that you can grow in your kitchen or garden to give your home a fragrant boost. Plus they’re so much prettier than spray cans.

Top 5 Fragrant Plants for Indoors

Scented geraniums: This member of the herb family is incredibly fragrant, plus there are dozens of varieties that come in different scents. Some smell like chocolate, orange, and even nutmeg.

Anise hyssop: If you love the smell of licorice, the leaves and flowers on this plant are both heavily scented and edible.

Basil: This herb known for making recipes sing is available in a wide range of scented varieties, like lemon or lime.

Mint: Mint has a fresh, clean, potent scent that makes it perfect for the kitchen or bathroom.

Lavender: Not only is this a beautiful herb to look at, but most folks think its sweet, deep scent is divine. Plus, if you keep some growing in your garden, it makes a great deer deterrent.



How the 2018 federal budget impacts you

 

Federal Finance Minister Bill Morneau’s third budget represents many things to many Canadians. A brisk read is not one of them.

CTVNews.ca distilled Budget 2018’s 367 pages down to highlight some of most significant changes in store for the average Canadian.

Here’s how the 2018 budget could impact you:

Parental leave

The federal budget earmarks $1.2 billion over five years, starting in 2018-19 to introduce a new Employment Insurance Parental Sharing Benefit that will provide five extra weeks of “use it or lose it” EI parental benefits when both parents share the leave.

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Spring Break - Austraila Trip

 

We decided to do a Spring Break Family Trip to Australia and boy was that a treat. 

The best trip ever, and we got to chill out with Koala's and Kangaroo's.  :



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