Tien Ho Mortgages - February 2019

Tien Ho - Mortgage Advisor

MortgagesLab Financial Inc.

tien.ho@mortgageslab.ca
604-779-4249

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Foreclosures

 

Feb 2019 Burnaby Attached
Feb 2019 Burnaby Detached
Feb 2019 Chilliwack Attached
Feb 2019 Chilliwack Detached
Feb 2019 Commercial
Feb 2019 Coquitlam Attached
Feb 2019 Delta Detached
Feb 2019 Land
Feb 2019 Langley Detached
Feb 2019 Maple Ridge Attached
Feb 2019 Maple Ridge Detached
Feb 2019 Mission Detached
Feb 2019 Multifamily
Feb 2019 New Westminster Attached
Feb 2019 New Westminster Detached
Feb 2019 North Vancouver Detached
Feb 2019 Pitt Meadows Detached
Feb 2019 Port Coquitlam Detached
Feb 2019 Richmond Attached
Feb 2019 Richmond Detached
Feb 2019 Squamish Detached
Feb 2019 Surrey Attached
Feb 2019 Surrey Detached
Feb 2019 Vancouver Attached
Feb 2019 Vancouver Detached
Feb 2019 West Vancouver Detached

Above is a list of foreclosures in the Lower Mainland.

There are some great deals to be had for either your own home or as a rental property.  Check them out at the links above.



Experts Say These 5 Real Estate Tips Are Now Totally Outdated

 

Like lots of things in life (including yourself!), the real estate world keeps rapidly evolving. Though some things will stay the same, at least one thing your Realtor told you a decade ago is no longer relevant. Here, five once-common pieces of advice experts say that you should now take with a grain of salt.

Old advice: Overprice your home

"This advice is outdated because today—more than ever—people want to feel like they are getting 'value' in what they purchase. Real estate is no different," says Mark Cianciulli, co-founder of The CREM Group, a real estate company in Los Angeles. "So, if you list your house for too high of a price, a lot of buyers won't waste their time, or perhaps even see it, since it won't show in their search criteria."

Old advice: Spring is the time to sell

"Listing your property in the spring to launch during the spring selling season is no longer the case," says Noemi Bitterman, a real estate agent at Warburg Realty in New York City. "With the internet and social media, properties sell all year long. In January, when big bonuses are given, many buyers are out and in full force—even in a snowstorm."

Old advice: If they like it, they will buy it as is

"Instead, I always say 'if you don't want to make repairs, just lower your price,'" says Dolly Hertz, an agent at Engel & Voelkers in New York City. "A buyer walking into a home with glaring defects—like peeling paint, missing moldings, a broken refrigerator—or large projects that clearly need attention—like new decks, roof, or siding—is going to say hello and goodbye in the first five minutes."

Instead, do what you can to make the place as move-in ready as possible.

"That may include repainting the kitchen or re-facing the cabinets—not necessarily re-doing the entire kitchen," Hertz says. "You may not recoup every penny you spend on preparing for the sale, but, if you get a buyer willing to engage, you've met your objective."

Old Advice: List in your local newspaper

"The days of searching in a print medium are over as most buyers are looking at online real estate websites for potential homes to buy," Cianciulli says. "What I would recommend is having a virtual walk-through done of your property and asking your agent to upload that for you. This allows you to show buyers more features of your property versus still photos that don't show off everything about your home."

Article taken from: https://www.apartmenttherapy.com/real-estate-tips-outdated-265291



#10yearchallenge

 

One of the internet trends the last month was everyone was posting their 10 year challenge. It would be 2 seperate photos displaying how different they have changed within those years.

Luckily I found this neat photo of myself then and now. What do you all think?



Valentines Home Made Pizza

 

This year for Valentines day, I wanted to do something fun with my girlfriend because I always feel like activities are always more interactive and engaging. Even though I am not much of a cook, I decided to google on how to make pizza. So I went out and bought all the ingredients and we came home to try and make it together. It actually turned out really fun and we made a lot more dough than we needed. One of our mistakes was that when we put it in the oven we thought the temperature was in celsius so we kept it a lot lower than it should've been. The pizza was taking forever to bake untill we finally increased the heat and it cooked on the correct time. 

Oh well at least we have extra dough to make more and not screw up the next time. This was my girlfriends pizza which she made a heart shape in the spirit of Valentines. 



Biz Korner

 

Every month I will be featuring a business owned by someone in my database. 

If you would like to participate please contact me.



9 Bad Habits That Can Lead to Unhappiness

 

Almost every action we take in life is aimed at achieving or maintaining happiness that elusive state where we feel contentment, satisfaction, and even bliss. 

Some habits lead to unhappiness more than others do. These traps are easily avoided once you’re aware of them. Here are nine of them so you can be more conscious next time you are defaulting into them.

1. Holding your feelings in.

One of the great misconceptions concerning emotional intelligence (EQ) is that it is about repressing our feelings and holding them in. While it is true there are feelings that high EQ individuals do not allow to erupt on impulse, that does not mean those feelings are not expressed. Emotional intelligence means honoring your feelings and allowing yourself to experience the catharsis that comes from embracing them for what they are. Only then can you express them in a manner that helps rather than hinders your ability to reach your goals.

2. Numbing yourself with technology

Everyone deserves the opportunity to binge watch a TV show now and then or to switch on your Kindle and get lost in a book. The real question is how much time you spend plugged in (to video games, the TV, the tablet, the computer, the phone, etc.) and whether it makes you feel good or simply makes you numb. When your escape becomes a constant source of distraction, it is a sure sign you have fallen into the trap of too much of a good thing.

3. Spending too much time and effort acquiring "things".

People living in extreme poverty experience a significant increase in happiness when their financial circumstances improve. There’s an ocean of research that shows that material things don’t make you happy. When you make a habit of chasing things, you are likely to become unhappy because, beyond the disappointment you experience once you get them, you discover that you’ve gained them at the expense of the real things that can make you happy, such as friends, family and hobbies.

4. Waiting for the future.

Telling yourself, “I’ll be happy when …” is one of the easiest unhappy habits to fall into. How you end the statement doesn’t really matter (it might be a promotion, more pay or a new relationship) because it puts too much emphasis on circumstances, and improved circumstances don’t lead to happiness. Don’t spend your time waiting for something that’s proven to have no effect on your mood. Instead, focus on being happy right now, in the present moment, because there’s no guarantee of the future.

5. Fighting change.

Change is an inevitable part of life, and those who fight it do so because they are struggling to remain in control. The problem with this approach is that fighting change actually limits your control over the situation by putting up a barrier between yourself and the actions you need to take to improve your situation.

6. Pessimism.

Nothing fuels unhappiness quite like pessimism. The problem with a pessimistic attitude, beyond it being hard on your mood, is that it becomes a self-fulfilling prophecy: If you expect bad things, you’re more likely to get bad things. Pessimistic thoughts are hard to shake off until you recognize how illogical they are. Force yourself to look at the facts, and you’ll see that things are not nearly as bad as they seem.

7. Trying to keep up with the Joneses,

Jealousy and envy are incompatible with happiness, so if you’re constantly comparing yourself with others, it’s time to stop. In one study, most subjects said that they’d be OK with making less money, but only if everybody else did, too. Be wary of this kind of thinking, as it won’t make you happy and, more often than not, has the opposite effect.

8. Not improving.

Because unhappy people are pessimists and feel a lack of control over their lives, they tend to sit back and wait for life to happen to them. Instead of setting goals, learning and improving themselves, they just keep plodding along, and then they wonder why things never change. Don’t let this be you.

9. Staying home.

When you feel unhappy, it’s tempting to avoid other people. This is a huge mistake, as socializing, even when you don’t enjoy it, is great for your mood. We all have those days when we just want to pull the covers over our heads and refuse to talk to anybody, but understand that the moment this becomes a tendency, it destroys your mood. Recognize when unhappiness is making you antisocial, force yourself to get out there and mingle, and you’ll notice the difference right away.

Changing your habits in the name of greater happiness is one of the best things that you can do for yourself. But it’s also important for another reason—taking control of your happiness makes everyone around you happier, too.



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