March 2019 - My Mortgage Newsletter

David Monteith - Mortgage Advisor

MortgagesLab

david@MortgagesLab.ca
(604) 336-6575
http://www.davidmonteith.ca

David - Facebook David - Twitter David - Linkedin

Foreclosures

 

Mar 2019 Abbotsford Detached
Mar 2019 Abbotsford Attached
Mar 2019 Burnaby Attached
Mar 2019 Chilliwack Detached
Mar 2019 Commercial
Mar 2019 Coquitlam Attached
Mar 2019 Langley Detached
Mar 2019 Langley Attached
Mar 2019 Land
Mar 2019 Maple Ridge Detached
Mar 2019 Multifamily
Mar 2019 New Westminster Detached
Mar 2019 New Westminster Attached
Mar 2019 North Vancouver Detached
Mar 2019 Pitt Meadows Detached
Mar 2019 Port Coquitlam Detached
Mar 2019 Port Moody Detached
Mar 2019 Richmond Detached
Mar 2019 Richmond Attached
Mar 2019 Squamish Detached
Mar 2019 Surrey Detached
Mar 2019 Surrey Attached
Mar 2019 Vancouver Attached
Mar 2019 Vancouver Detached
Mar 2019 West Vancouver Attached
Mar 2019 West Vancouver Detached

Above is a list of foreclosures in the Lower Mainland.

There are some great deals to be had for either your own home or as a rental property.

If you decide to go this route, I recommend working with a realtor who is well versed with the foreclosure process. 



BC Speculation Tax Requires You To Do Your Paperwork

 

Over 99% of British Columbians are estimated to be exempt from the tax. However, to claim your exemption, you must register your property by March 31, 2019 – and it’s easy to do, either by phone or online.

The information you’ll need to register your property declaration will be mailed by mid-February to all owners of residential property within the taxable regions.

This map shows the areas in BC that are affected by the new tax and this is different than the empty homes tax in the city of Vancouver.

Please note that if your property has more than one owner, even if the other owner is your spouse, a separate declaration must be made for each owner.

You can visit https://www.etax.gov.bc.ca/SVT to make your declaration.



Business of the Month - Gemma Wilson, Realtor ®️

 

Every month I will be featuring a business owned by someone in my database.  If you would like to participate please contact me.

This month's contributor is Gemma Wilson - Realtor with Keller Williams

Springtime is the perfect time to welcome warmer weather and colour after winter. 

As this is traditionally a time when a lot of homes get listed, it’s an easy way to amp up the curb appeal for your home and set it apart from the rest. Not to mention a cheery welcome to visitors!

Simple is best when it comes to planters. Most garden stores have these plants ready to be placed into a larger grouping. They can either stay in these containers or be planted in to enjoy for more seasons to come. 

Plants to consider: mini daffodils, winter hardy pansies, and Primulas. Add some decorative branches like pussy willow or red dogwood and you’re done!

If you’re ready to list or have real estate questions, please don’t hesitate to contact me by phone 778-871-6296 or by email at gemmawilsonkw@gmail.com

Gemma Wilson, Realtor ®️



Behind the Scenes Fun

 

It started out feeling really uncomfortable, but in the end was so much fun.

I have never had an actual 'photo shoot' before. Hopefully out of the 100's of snaps, there will be some gems we can each use to promote our businesses.



7 Mental Hacks to Be More Confident in Yourself

 

Confidence is the cornerstone of leadership. If you don’t believe in yourself, how can others believe in you? Here are seven ways  to boost your confidence—mental hacks you can use to be more confident in yourself.

1. Push through self-limiting beliefs.

Find your limits by exposing yourself to different situations and pushing through the uncomfortable. Once you have confidence in yourself, you’ll be amazed what you can accomplish.

2. Never confuse memory with facts.

Revisit the facts of a memory loaded with self-limiting beliefs and try to gain a more accurate perspective on the event. Talk with others that might have a different perspective.

3. Talk to yourself.

Be positive, because the way you talk to yourself influences your neurobiological response to it. When you say, I know what to do here or see things as a challenge rather than a problem, you’ve turned your response into a positive one.

4. Think positive to overcome your negativity bias.

* Come up with five positive thoughts to counter every one negative thought.

* Let every positive thought sit for 20 seconds before moving to the next positive thought.

* Acknowledge both good and bad emotions.

* Do not try to suppress negative ones.

* Label the emotions for what they truly are and move on. Do not enter into inner dialogue about the negative emotion because then it becomes more powerful.

5. Raise your curiosity levels.

Ask questions and be curious because:

* It makes your mind active instead of passive.

* It encourages you to be more observant of new ideas.

* It opens up new worlds and possibilities.

* It creates an adventurous response that leads you in a new direction.

6. Overcome self-doubt.

No one but you is stopping you from achieving what you want to accomplish. It’s time to identify the areas in which you doubt yourself and remove those barriers.

7. Face your fears.

Think about your worst fear. Spend time with it. Now make your fear worse by getting closer to it. Imagine the worst that could happen. Now focus on your breathing. Feel your body relax. See, you didn’t die, did you? You’re on your way to conquering your fear.

If you don’t believe in yourself, how do you expect anybody else to? Start today.



Newsletter not displaying properly? Click here to view on the web