We Have A 1 Year Old!
Our little Gummy Bear Princess is now 1 years old.
Her favorite words: Mama, Dada, Nei Nei (cute way of saying milk in Chinese)
Favorite thing to do: Dancing to 70's and 80's music.
Super Power Move: Her Smile
And a 4 Year Old!
Happy Birthday little Rob!
This year we had Teen Age Mutant Ninja Turtle theme.
He was super excited it was his birthday. He knew the secret formula
Birthday = Presents
Lock into Fixed Rate? - 5 Year Bond Rate Graph
If you did not like the run up on rates over the last year, it might be a good time to lock in now.
Since November, bond rates dropped 1.0%. Over the last month they went up .25%.
Overall they are .75% below their highs.
If you wanted to get into fix and were waiting for it to go lower, might be a good time to move on it.
The key to doing this is understanding how your bank structures penalties. Many banks have a bad penalty structure and some are good.
Email back if you want to discuss.
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