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How to battle burnout when you’re saving for a downpayment
Weeks shy of paying off $12,000 of debt in just six months, Kaila Pilecki — a personal finance pro and the founder of The Money Edit — remembers being far from happy. “I have a journal entry where I wrote, ‘I know I’m almost at the end but I feel so depressed, I can barely keep it together.’”
I can relate. At the beginning of the year, I set a big goal to buy a cottage in Ontario. I immediately Kill Bill’d my budget to save for a downpayment — slashing everything from takeout coffee to my gym membership to my car.
Within a few months, I was completely burnt out. But with Pilecki’s tips, a more sustainable approach to saving and a healthier mindset, I’ve gotten back on track. Here’s how
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Mortgage rate hikes at Big Six banks could trigger rise in qualifying rate today
Canada’s Big Six banks have all increased their benchmark fixed-rate mortgage rate, a move analysts say could trigger a rise in the Bank of Canada’s qualifying mortgage rate as early as Wednesday, making it more difficult for some to take on home loans.
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