Mortgage Minute October 2019

Julie Brenneman - Mortgage Broker

The Mortgage Centre

julie@hometowngroup.ca
519-539-6153
http://www.lowermyratenow.ca/

Julie - Facebook Julie - Instagram Julie - Linkedin

Power of Sale and Investments

 

698 HAYBALL STREET
Woodstock, Ontario N4S4Z4

105 SPRINGBANK AVENUE #3
Woodstock, Ontario N4S7P7

26 STAFFORD Street
Woodstock, Ontario N4S3Z6

14 VICTORIA STREET S
Woodstock, Ontario N4S3J5

836 WATER STREET
Woodstock, Ontario N4S1S7

686 HAYBALL STREET
Woodstock, Ontario N4S4Z4

34 PEBBLE BEACH COURT
Woodstock, Ontario N4S8X2

768 ST. ALBANS CRESCENT
Woodstock, Ontario N4S7E6

(not intended to solicit those under real estate contract)



When You Might Need an Alternative Lender Mortgage

 

The majority of homeowners are blissfully unaware of alternative mortgages. They presume everyone is entitled to sub-3% mortgage interest rates, with no fees of any kind.

But there is a growing, significant percentage of borrowers who need a different type of mortgage financing solution. Sometimes there is no choice, which is why the alternative lending market (B-lenders) is so important to the overall health of the mortgage industry and, indeed, our economy.

Could this happen to you? Who would you turn to if your bank turned you down for a mortgage? How would you know if you are being given the straight goods, or being sold a bunch of baloney?

Continue Article Here:

https://www.canadianmortgagetrends.com/2019/09/when-you-need-an-alternative-lender-mortgage/



25 Best Halloween Movies on Netflix That Will Give You the Chills

 

Ah, Halloween. While some people are into making costumes and others love binging on candy, the one true greatest thing about Halloween is watching a scare-yourself-silly movie — the kind that sticks with you long after it's over, making you check your closets before bed and jump at every small noise. When you're in the mood to turn the lights down low and twist your stomach into knots with fear, Netflix is at your beck and call — and the streaming service is really pulling out all the stops this Halloween. Each week leading up to the holiday, it'll debut frightful new fare, from original movies to new TV series to time-tested classics; you can see the complete list of updates at Netflix & Chills, or check out some of our favorites below.

Then again, not everyone is into the spookiness of Halloween. When Netflix conducted a survey of 1,200 parents in 2018, more than two-thirds of them admitted the holiday was actually frightening to their kids, and 85% were looking for not-so-scary ways to get into the spirit together. And so, to tame those fears, we also added some streamable Halloween favorites for the whole family to our list of the scariest horror movies on Netflix.

Continue Article Here:

https://www.goodhousekeeping.com/holidays/halloween-ideas/g23570139/halloween-movies-netflix/



THE INS AND OUTS PURCHASING AN INVESTMENT PROPERTY

 

With the Summer market ending, now may be the perfect time to consider buying an investment property. Buying an investment property can be very beneficial as a long-term investment with rental income paying down the mortgage and covering any additional costs. The equity you gain from mortgage being paid down and the increasing property prices going up is your gained profit.

Here is some tips you need to consider if serious about buying.

The pre-approval process for buying investment properties

Getting a pre-approval is essential before you go out and start shopping since there’s a lot more factors in investment properties than buying an owner-occupied property (which still needs pre-approval)

Continue article here:

https://mortgagesbyjulie.ca/2019/09/26/the-ins-and-outs-purchasing-an-investment-property/



Back to Budgeting

 

Autumn is in full swing, and you know what that means; kids are back in school, the air is getting crisper, and we are gearing up for a whole new season.

Let's start off on the right foot, shall we? The team at stnce has put a lot of thought into what you need for a truly comprehensive budgeting tool. And it's free for subscribers, like you!

Step into autumn with confidence, knowing you have your budget on lock.

Get Free Template Here:

https://mailchi.mp/bf6d3d7d4258/back-to-budgeting?e=c6058a7752



70 Best Fall Decorating Ideas to Turn Your Home Into a Seasonal Escape

 

Colder weather, here we come! It’s time to welcome fall in all its glory with open arms—and guess what? You don't even have to leave your house to do so. With our very best fall decorating ideas, you can invent the indoor oasis of your dreams and make your home look and feel as cozy as possible. Sure, there's a lot to do outside the four walls of your house (pumpkin farm visitscorn mazes, and epic color-changing nature, anyone?), but these indoor fall decor ideas will bring all that magic straight to your living room. Simple additions like festive wreathsdining room decor, and plaid pillows and blankets make a huge difference.

Of course, you don't have to stay in the living room. A warm decorative runner or forest-inspired wallpaper in the kitchen works too. You’ll also be blown away by the amount of creative centerpiece options we've got here, from wheat sprays in classy cloches to a carved-out pumpkin vase.

On a budget this year? No problem: You can always snag some leaves, pine cones, or branches from a backyard tree, then put them on display in a glass vase. Our craftier autumn decorating ideas will get you there! And after you've finished up inside, don't forget to perfect your front porch with our very best outdoor fall ideas too.

Continue Article Here:

https://www.countryliving.com/home-design/decorating-ideas/advice/g1536/fall-decorating-ideas/



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