Mortgage Minute April 2020

Julie Brenneman - Mortgage Broker

The Mortgage Centre

julie@hometowngroup.ca
519-539-6153
http://www.lowermyratenow.ca/

Julie - Facebook Julie - Instagram Julie - Linkedin

7 Quick and Easy Ways to Refresh Your Home on a Budget

 

At one time or another, most of us have experienced the feeling of looking around our home and no longer being satisfied or inspired by its interior. Maybe you tried a few trends that don’t look quite as fresh as they once did or perhaps the wall color you once loved now feels drab or outdated.

Regardless of your reasons, it’s nearly inevitable that at some point you’ll feel ready to refresh your home with new and inspiring updates. However, sometimes our budgets aren’t quite as big as our motivations for change.

Fortunately, there are quite a few interior updates you can apply that will make a big difference while costing very little time or money on your part. If you’re ready to fall in love with your home all over again, be sure to add the following interior updates to your to-do list.

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Contact Info for Payment Deferral

 

Each lender has asked clients to get in touch in different ways to defer payments, which can be confusing. I have compiled a list of links for various lenders below, that outlines the steps you should take in order to defer payments:

B2B Bank - https://b2bbank.com/covid19
BMO - https://www.bmo.com/…/pers…/bmo-branches-coronavirus-update/
Bridgewater Bank - https://bridgewaterbank.ca/covid-19/
CIBC - https://www.cibc.com/…/covid-19/requesting-financial-assist…
CMLS - https://www.cmls.ca/…/learni…/for-those-impacted-by-covid-19
Optimum Mortgage - https://www.optimummortgage.ca/en/client-services/covid-19
Equitable Bank - https://www.equitablebank.ca/covid-19
First National - https://www.firstnational.ca/residential/covid-19
Haventree - https://www.haventreebank.com/
Hometrust - https://www.hometrust.ca/statement-from-home-trust-on-covi…/
HSBC - https://www.hsbc.ca/customer-service/covid-19-update/
ICICI - https://www.icicibank.ca/personal/covid/notice.page?
Manulife - https://www.manulifebank.ca/support/financial-relief.html
MCAP - https://www.mcap.com/covid-19
Merix - https://www.merixfinancial.com/marke…/COVID-19-questions.pdf
Marathon - http://marathonmortgage.ca/Contact/Contact_Corporate_Office
RBC - https://www.rbc.com/covid-19/
RFA [Street Capital] - https://www.rfa.ca/covid19
RMG - https://www.rmgmortgages.ca/covid-19
Scotiabank - https://www.scotiabank.com/…/s…/mortgage-payment-relief.html
TD - https://www.td.com/ca/en/personal-banking/covid-19/



Power of Sale and Investments

 

26 STAFFORD Street
Woodstock, Ontario N4S3Z6

1075 CANFIELD CRESCENT
Woodstock, Ontario N4S8P3

983 ALICE STREET
Woodstock, Ontario N4S8B2

5 - 246 Lansdowne Avenue
Woodstock, Ontario N4T1N9

149 EAST PARK DRIVE
Woodstock, Ontario N4S3N1

340 CARTIER DRIVE
Woodstock, Ontario N4S7V1

(not intended to solicit those under real estate contract)



Explaining Mortgage Deferrals and Eligibility

 

The Principal Broker and CEO For the Mortgage Centre in Woodstock joined Heart FM today to explain how mortgage deferrals work.

Julie Brenneman explains who qualifies for mortgage deferrals right now. 

"Basically anybody who is currently off work because of the coronavirus, whether they have been ordered off work, or if they have been in quarantine because they have been travelling, they are the ones who would qualify for the deferrals." 

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This Quiz Can Tell Exactly How Canadian You Are

 

Let's have a little fun and fill our time with a little online quiz:

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DIY ideas to keep your kids entertained at home during the COVID-19 pandemic

 

With most Toronto residents staying at home and indoors, it can be difficult to keep kids entertained during the COVID-19 pandemic.

Many parents, however, are getting creative, including Sepideh Coady, a mother of two young children.

“Right now we’re not going to the playground. We have to accept it,” Coady tells CTV News Toronto. “And we have to use whatever we have at home to keep them engaged and keep them moving.”

Coady is a yoga and pilates instructor, and has found a way to include her kids, ages two and four, in the physical activity. 

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