Nudging to Normal
  
Nearly a year and a half has gone by since we hunkered down in home offices, at dining room tables and basement hideaways in order to keep the wheels of our respective business and careers turning. Some of us were not as fortunate to have this option such as those that fed us, kept our groceries flowing and were there when we needed emergency services. To those front-line workers and first responders, I for one, thank you from the bottom of my heart. Your bravery and willingness to serve us all under the most difficult circumstances is something I will never take for granted.
Now, with most of us vaccinated and at least our part of the world opening back up, it’s time to reacquaint ourselves with family, friends and co-workers we’ve been separated from for so long. Thanks to my own family, including my extended one of great friends and colleagues that got me through these most unusual times.
So long to commuting to the dining room in fuzzy slippers, Zoom calls in sweatpants and binge-watching Netflix in a hoodie. Although we never really left, it certainly felt that way. Here’s to face-to-face meetings, bona fide in-person coffee breaks, and reunions of every kind. Hope to see you soon!
Sincerely, Robert Mogensen
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Renew or Refinace?
Renew, refinance, equity take out?
If your mortgage term is almost up for renewal, there’s a good chance you’ll be pleasantly surprised with the low interest rates available on the market today. While the pandemic has caused a lot of economic uncertainty, the result has been very low interest rates. In fact, the Government of Canada has indicated that rates will most likely stay low until 2023.
This may also be a great time to consolidate some high interest debt into your mortgage as well. Many things to consider before you sign any renewal letter you receive from your lender.
If your mortgage is up for renewal in the next 6 months, here’s what you should do. Start now. Yes, right now. Getting ahead of your renewal is one of the most important things you can do. This will ensure that you don’t get busy, forget about the deadline, and have to make a rush decision. Or worse yet, your mortgage will renew into a product you didn’t choose for yourself. You’ll want to weigh your options and make the best choice for you. Let's talk. My consultation with you is always free.
Reach out today at: 604.802.8193 or Email me at: robert@robertmogensen.com
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