Krista Klein Mortgages October Newsletter 2021 Edition #72

Krista Klein - Mortgage Broker

Powered by Pacific West Mortgages & Mortgage Architects

krista@kristakleinmortgages.ca
604 618 2017
http://www.kristakleinmortgages.ca

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October Foreclosures

 

Oct 2021 Pitt Maple Attached
Oct 2021 Burnaby Attached
Oct 2021 Chilliwack Attached
Oct 2021 DeltaWhiterock Attached
Oct 2021 DeltaWhiterock Detached
Oct 2021 Langley Attached
Oct 2021 Chilliwack Detached
Oct 2021 Langley Detached
Oct 2021 Mission Detached
Oct 2021 Burnaby Detached
Oct 2021 Pitt Maple Detached
Oct 2021 Surrey Detached
Oct 2021 West Vancouver Detached
Oct 2021 Surrey Attached
Oct 2021 TriCties Attached
Oct 2021 Richmond Attached
Oct 2021 Richmond Detached
Oct 2021 Vancouver Attached
Oct 2021 Vancouver Detached
Oct 2021 TriCties Detached
Oct 2021 West Vancouver Attached



What is Bridge Financing?

 

Let’s say you have a home that you’ve outgrown, it’s time to make a move to something more suited for your family. You have no desire to keep two houses, so you decide that selling your existing home and moving into something new is the best idea.

Ideally, when planning out how that looks, most people want to take possession of the new house before having to move out of the old one. Not only does this make moving (your stuff) easier, it allows you to make the house a little more “you” by adding some paint or doing some small renovations before moving in.

But what if you need the money from the sale of your existing house to come up with the down payment for your next house? This is where bridge financing comes in. Bridge financing allows you to bridge the financial gap between the firm sale of your current home and the purchase of your new home. Bridge financing allows you to access some of the equity in your existing property to be used towards the down payment on the property you are buying.

Now, here is where people get confused. In order to secure bridge financing you must have a firm sale on your existing house. If your house isn’t sold you won’t get the bridge financing because the property has to be sold in order for the lender to get their bridge loan back.



Hallowe'en Events that Will Scare You!

 

Hallowe'en is just around the corner! There is no better way to get into the Hallowe'en mood then by checking out these spooky events near you! My personal favourite is the Vancouver Walking tour and learning about the Vancouver's Dark history. 

Check out the list here: Spooky Events



Meet My Social Media Manager

 

I have had quite a few people notice my social media has become 'better'. Well, I would pretend it was all me but lets be real. 

I would love you meet my friend Kat.  We have been friends since we were 4 years old and she is a highly regarded Canadian Artist. 

Check out her artwork here: 

Etsy: Click Here

Facebook: Click Here

Pinterest: Click Here



Mortgage Rates Continue to be at all Time Lows!

 

If you mortgage is up for renewal in the next 2 years, and you are paying 2.5 percent or higher send me a message.

In most cases it can be advantageous to break your existing term, lower your rate, save your penalty, and much more by your maturity date.

By doing this you will also guarantee yourself to be locked in for an additional 5 years at a very low rate! The banks certainly won't tell you this, but I work for you not the banks/lenders.

PM me and let's take a look!



30+ October Facts!

 

These are super interesting October facts and trivia for those born in the tenth month of the year.

1. Tourmaline and opal are the official birthstones of October.

2. The birth flower of October is the bright orange calendula, also known as the marigold.

3. The star sign of everyone born in October is either a Libra or a Scorpio. Libras are born between 23 September to 22 October and Scorpios are born between 23 October to 21 November.

4. Shakespeare never mentioned October in any of his plays or sonnets!

5. Matt Damon, Julie Andrews, Hillary Clinton, Bill Gates, Katy Perry, Julia Roberts and even Christopher Columbus were all born in October!

6. In German and Dutch, October is called 'Oktober', in Italian it is 'Ottobre', in Turkish it is 'Oketopa' and in Korean it is 'Siweol'.

7. Babies born each year during October are thought to be very smart and are usually high achievers.

8. October is the tenth month of the year and is the sixth of seven months to have 31 days.

9. October and January always start on the same day of the week in common years. In leap years, October doesn't start on the same day of the week as any other month. October and February also always end on the same week day!

Click the link HERE to read more!🎃



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