Distinguished Gentleman's Ride
  
Those of you that have followed my cycling endeavours, know that i have participated in the Ride to Conquer Cancer over the last four years.
This year, after tearing my rotator cuff in December, I still want to participate in a Cancer Awareness Fundraiser but will not be able to do it on a traditional bike. Therefore, this year, I have decided to participate in The Distinguished Gentleman's Ride!
The Distinguished Gentleman’s Ride unites classic and vintage style motorcycle riders all over the world to raise funds and awareness for prostate cancer research and men’s mental health.I will be riding my classic, Vespa Scooter through the streets of Vancouver to raise awareness and funds for both Prostate Cancer Research and Men's Mental Health.
If you'd like to support this cause, and my participation in it, please click here and you will be taken directly to my donation page.
Next year I do hope to be fully recovered and back on my road bike and under my own peddle power. This year I'll let the scooter do the work while I put the majority of my efforts into the awareness and fund raising for these worthy causes.
Thanks in advance for your consideration and support.
Most sincerely, Rob Mogensen
Fixed Rates Vs Variable Rates
Variables are in the mid 2's right now. Fixed are in the low 4's. I'd stick with variables for now. I'd consider moving it when variables = fixed.
People are worried about rates going up, implying their mortgage payments will go up.
The easy way to defend against this is to set up a line of credit against your properties. If anything goes wrong you will have access to funds to hedge your monthly payment.
The other reason you should set up a line of credit is to have the downpayment to buy your dream home or to buy a rental. If rates continue to increase, the market will slow, providing opportunities to buy.
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