COMING SOON! Mortgage & Financial Coaching Packages
  
Providing solid mortgage advice to my clients has always been an important part of my business. After working with clients for as many years as I have (22+ years), I realized there was a gap in my services. In my industry entirely.
We work with each client to help them with their mortgage. To help better their lives. But then, we don’t really connect until they need me again for something else. We may send messages or touch base here and there. But there is no specific PLAN in place for the future.
Here is what I know….
Each client has a GOAL in their life. You buy a home, have a family, work, want to RETIRE. Or, buy a home, want to invest, buy more homes, want to BUILD WEALTH. Each story is different. The point is, I have seen many stories and I know how to help in each case and I know how to FAST-TRACK each one.
With a specific plan, guidance, and some coaching, you can execute your plan flawlessly… faster….easier… and be where you want to be in much less time.
A plan designed over 90-180 days.
So, do you want to retire 10 years sooner? Pay the house off in 7 years? Have an extra $500,000 in the bank when you retire? All of it? Let’s talk about how to make that happen with mortgage and real estate tools and design a plan that’s right for you.
Complete Packages to redesign your financial future are coming soon.
Things to do this Valentine's Day in Kitchen-Waterloo
Romantic Dinners, Couple Events & Things To Do On Valentine's Day 2023 in Kitchener
Valentine's Day is the one time of year to go out of your way to show your other half how much you care. There are lots of romantic things to do to make the day a memorable one in Kitchener. Whether you're a cheesy romantic looking for the perfect evening meal or want something sweet to impress a first date, Kitchener has everything there is to offer this Valentine's Day 2023.
Check out events here...
Tax-Free First Home Savings Account (FHSA)
The Tax-Free First Home Savings Account (FHSA) is a savings account meant for home purchases. It's a new registered plan that will allow first-time homebuyers to save up to $40,000 tax-free. This new account is expected to be implemented in 2023, but there are still some unanswered questions about the details.
Here's what we know so far:
- Age limit: You should open your FHSA before reaching 71 years old or can be opened for 15 years.
- Contributions, deductions and taxes: Unlike an RRSP which allows contributors within the first 60 days of the following year, all your FSHA contributions should be made before December 31st for current-year deductions.
- Deductions can be carried forward to future years to reduce taxable income.
- Once the account is opened, unused portions of the annual contribution limit will be allowed to be carried forward up to $8,000. This means that an individual who makes less than $8,000 in contributions in one year could contribute the following year, their annual contribution limit of $8,000 plus $8,000 minus their contributions made in the previous year (subject to their lifetime contribution limit).
More details and examples can be found here
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