I'm Back - Government Cancels FTHB Program, I Had Twins!!, Win $25 Gift Card

Dan Caird - Mortgage Agent, Level 2

Dominion Lending

dan@dancaird.com
(905) 213-1475
http://www.dancaird.com/
Dan - Facebook

First-Time Homebuyer (FTHB) Incentive Discontinued

 

The first-time homebuyer incentive is discontinued, says the federal housing agency. As many of you know, I have been VERY critical of this program since it was introduced by the Federal Government. It was a poorly thought-out program that was incredibly difficult to qualify for and meet the required guidelines. So, I'm not surprised that it is being discontinued. If you have any questions about how this may impact you as a first-time homebuyer, don't hesitate to reach out. 



Check Out This Tiny 300 sq ft Detached Home!

 

This two-story tiny house design is an exceptional display of how high ceilings and smart design flow can make all the difference in the smallest of spaces. 

There is a bedroom on the first floor and an open living space with a bathroom/laundry room on the ground floor. 

This tiny house has a total floor area of 301 square feet and a small balcony on the first floor.

Click Here To Watch The Video



Can Your Mortgage Interest Be Tax Deductible?

 

I get asked about this mortgage strategy fairly often, so I posted a quick video on it the other night. Don't hesitate to reach out with any questions. Click HERE to watch this video.

I'm Back... And We Are Now A Family Of SIX!!

 

It's been quite a while since I sent out my last monthly newsletter, but I have an excuse! We had twins in August, so things got a little bit busy in the Caird household! It's amazing how fast they are growing, and I'm now looking forward to getting back on track, continuing with great monthly prize giveaways, and sharing information I feel has value. 



Who Qualifies For The Bigger Mortgage?

 

Check out THIS VIDEO I posted recently on the impact debt has on your ability to qualify for a mortgage.



It's Competition Time!

 

Question: If you make an extra payment towards your mortgage, how much of that payment goes towards the principal, and how much goes towards interest?

A) It all goes to principle minus 1/12 of the annual interest amount.

B) 100% of the extra payment goes to the principal.

C) Half of the payment goes to the principal, and half goes to the interest.

Criteria to WIN the $25 Guusto gift card:

1) Be the first person to answer the question below accurately (text or email me your answer so I can use the time stamp to determine the winner—the competition is fierce).
2) Share my newsletter to your social media (there is an option to "share this newsletter" at the top of the newsletter).
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Brokerage Lic #12275
My address is:
Dan Caird
Dominion Lending
1935 Leslie Street
Toronto, M3B 2M3
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