John's November Home News

John Charbonneau -

Powered by The Mortgage Group

john@canadianmortgagefinders.com
604-818-2840
https://www.canadianmortgagefinders.com

John - Facebook

Our November List of Foreclosures

 

Burnaby Attached
Langley Detached
New Westminster Attached
North Vancouver West Vancouver Detached
Richmond Attached
Richmond Detached
Vancouver East Attached
Vancouver East Detached
Abbotsford Attached
Abbottsford Detached
Maple Ridge, Pitt Meadows Detached
Mission Attached
Mission Detached
North Vancouver West Vancouver Attached
North Vancouver West Vancouver Attached
Port Coquitlam, Coquitlam, Port Moody Detached
Surrey, North Delta, Cloverdale Attached
Tsawwassen, Ladner Attached
Tsawwassen, Ladner Detached
Vancouver West Attached

Our November list of Vancouver Lower Mainland properties listed for sale through the foreclosure process has once again been provided by P.A. "Doc" Livingston, PREC.

Feel free to reach out to "Doc" if you would like more information about these properties and  contact me if you would like to know how arranging financing for a foreclosure purchase is different than a traditional real estate purchase.



In Honour of Remembrance Day

 

On November 11th, please take some time  to remember the incredible bravery, sacrifice, and resilience of those who fought for our freedom. On this Remembrance Day, we honour the countless men and women who answered the call, giving so much to protect the values we hold dear—courage, peace, and hope for a better future.

Their sacrifice is a reminder that the freedoms we enjoy today were hard-won. We stand on the shoulders of those who faced unimaginable challenges with unwavering strength. Their legacy lives on in our hearts, and it is our duty to carry their memory forward with gratitude and respect.

Let us take a moment of silence to reflect on the cost of war and the preciousness of peace. Let us also honour those who continue to serve today, and their families, who make sacrifices every day to protect and uphold the freedoms we often take for granted.

With deep respect and lasting gratitude, we say:
We remember.

My father served overseas in World War II and I have made a donation to the Legion in support of their work to keep the memory alive.



Prepare Your Outdoor Air Conditioner For Winter

 

It is easy to overlook the work home owners should be doing to prepare their outdoor air conditioner for winter.

The number one thing to do is to turn off the breaker to the unit so that it does not accidentally get turned on after implementing number two.

Number two is to cover up your outside air conditioner to protect it from the snow and other types of debris that can come its way during winter. There are two schools of thought, one is just to cover the top and the second is to cover the top and sides as well. At a bare minimum, cover up the top.

And that is pretty much it, not much time to protect something we almost can't live without on those hot summer days that we will soon be dreaming of.



Halloween Trick or Treat

 

Living out in the country on a private road tends to reduce the number of Halloween Trick or Treaters we get. Fortunately, I was able to make a visit to my number one Ukrainian, five-year old (now almost six), Nikol, before she headed out on Saturday to fill her bag with treats.

I love this new tradition, the "Witch Walk", that two local towns (Arnprior and Renfrew) have embraced. The idea of creating a safe environment for kids to go store to store to pick up treats. Such a small cost for the merchants but with such a big impact on the kids.

It is also a treat for me and others, who get to see so many happy young ones in such a wide variety of costumes, by just standing on the main street and watching them parade by.



Save Big On Rental Income Taxes with a Management Corporation Strategy

 

Real estate investors know that paying taxes on rental income can be a heavy hit to profits. With rental income classified as passive in Canada, it faces one of the highest corporate tax rates—up to 50%.

The good news? There’s a strategy some investors use to lower that tax bill substantially. It involves creating a second corporation that provides management services to your rental properties, allowing for a lower active business income tax rate.

Here’s a step-by-step guide to how this structure works and how it could cut taxes on your rental income.

CLICK HERE TO FIND OUT MORE



Free Reverse Mortgage Course

 

With an increasing population base of home owners over 65 that are retiring with fixed incomes and a mortgage that has not been paid off, Reverse Mortgages are increasing in popularity and use.

I have created a free "Reverse Mortgage Course" that shows how a reverse mortgage can lead to financial empowerment, serve as a valuable financial tool, and how it can be used whether you own your home with or without a mortgage.

This is a self-paced mini series that will answer all the common questions and help you evaluate whether a reverse mortgage is right for you.

Here is the link:

REVERSE MORTGAGE COURSE



Newsletter not displaying properly? Click here to view on the web