January Foreclosure List
  
Abbottsford Detached
Burnaby Detached
Maple Ridge, Pitt Meadows Attached
Port Coquitlam, Coquitlam, Port Moody Detached
Surrey, North Delta, Cloverdale Attached
Abbottsford Attached
Burnaby Attached
Langley Attached
Langley Detached
Maple Ridge, Pitt Meadows Detached
Mission Attached
Mission Detached
North Vancouver West Vancouver Attached
North Vancouver West Vancouver Detached
Richmond Attached
Richmond Detached
Surrey Delta Cloverdale Detached
Tsawwassen, Ladner Attached
Tsawwassen, Ladner Detached
Vancouver East Attached
Vancouver East Detached
Vancouver West Attached
Vancouver West Detached
Westminster Attached
Manulife Death Pay Out Statistics
Last weekend, I had the privilege of attending the Manulife Elite Event, where I came across an eye-opening statistic about life insurance claims.
Out of 16,500 life insurance claims in 2024, only 15 were denied. That’s a 99.91% approval rate.
Of those 15 denied claims, 3 were due to suicide within the first two years, a standard exclusion across the industry.
Estate Freeze + Life Insurance: A Smart Tax Strategy
Business owners face huge estate taxes if their company grows in value. Without planning, your family could owe millions upon your passing.
The Problem
A business worth $5 million today could grow to $16 million in 20 years. Upon death, the tax bill could be $4 million—forcing heirs to sell assets just to pay taxes.
The Estate Freeze Solution
An estate freeze locks in today’s value so only $5 million is taxable, rather than future growth. This cuts taxes significantly:
Tax without freeze: $4,008,994
Tax with freeze: $1,250,000
Savings: $2,758,994
The Final Step: Life Insurance
Even after a freeze, taxes are still owed. A $1.25 million life insurance policy ensures liquidity, preventing financial stress on your family.
Who Should Consider This?
Business owners with a company worth $1M+ who want to reduce taxes and protect their heirs.
If you want to ensure a smooth transition for your business and family, let’s talk.
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