New Year, New Goals and Help

Christos Gitersos - Mortgage Planner

christos@gitersos.com
604.786.9099
http://www.gitersos.com/

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Foreclosure Lists

 

Attached - Chilliwack & Sardis (1)
Attached - Mission & Abby
Attached - Langley (1)
Attached - Burnaby & New West (1)
Attached - Pitt Meadows & Maple Ridge (1)
Detached - Chilliwack & Sardis (2)
Attached - Tri Cities (1)
Attached - Surrey, Delta & Cloverdale
Detached - Chilliwack & Sardis (1)
Detached - Langley
Detached - Mission & Abby
Detached - North & South Surrey (1)
Detached - Tri Cities (1)
Detached - Pitt Meadows & Maple Ridge (1)
Detached - North Delta & Cloverdale
Detached - North & South Surrey
Detached - Surrey 2
Detached - Surrey 1



Renewal Readiness: Steps You Should Take Every 5 Years

 

This is one of the most important renewal years in a very long time, in my whole career for sure, which is 20 years this week. WOW!

All the COVID, extremely low rate, mortgages are coming due this year. You need to plan for the increase in rate and payments and i can help. 

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Many borrowers treat mortgage renewal as a routine task. They receive a notice from their lender, sign it, and move on without asking questions. This can lead to paying much more interest than necessary. A renewal is actually a great chance to negotiate better terms, since lenders want to keep your business. Starting early gives you time to prepare and puts you in a stronger position to ask for a better deal.

To prepare, begin reviewing your finances six to twelve months before renewal. Check your income, credit score, future plans, and monthly budget to see what you can improve. This is also a good time to rethink your mortgage plan, compare rates from different lenders, and review the fine print of your current loan. Some borrowers may even benefit from switching lenders if better options are available. With early planning and careful review, a mortgage renewal can help you save money and set yourself up for the next five years with confidence.

Please contact me for a complimentary and confidential mortgage review  so we can assess your current situation and how you may save when you renew your mortgage.



Please welcome, Marco

 

After 20 years, I have finally decided to get some help, to make sure my clients, both current and future, are looked after even better than what they are now!

Marco has been a mortgage broker for just under 2 years now, which helps him ease in to the role easier.

He's one of the most kind hearted soles I know and I know will make sure everything goes smooth!

Please welcome to the team Marco!!

he can be reached at assistant@gitersos.com or 778-880-8888



Brr....it was cold!

 

2 years running we have jumped in the water at Crescent Beach. This year was a bit easier and I went in twice! My brother and I have always been a team and will continue to always be one. 

Starting the year off with this, hiring an assistant, doing dry January and beyond, I feel 2026 will be a great year!

Oh, we're also doing something we used to do in the past, and absolutely loved (miss) doing; put on EDM parties. We have one brewing in Surrey/Langley. If you want info, let us know!



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