Some really good advice
  
This is a pretty common scenario I see quite often: a hard-working young professional who wants to save up money to buy a home as well as pay off their debt, while also being wary about saving for retirement.
As a financial advisor, we listen to what our clients are hoping to achieve, their goals and dreams, and we try to help make that a reality by giving them sound advice. We attempt to educate our clients on proper money management, and try to break things down to its basics - and that includes teaching them on how to take the emotional aspect out when dealing with things such as debt.
This financial planner gave some awesome advice that I agree whole-heartedly with. He brought up some key points that I think everyone should be aware of.
Click here to read the advice he gave her.
The view from the apartment in China
To cap off a month of travels, I am currently sitting in my grandmother's apartment in China writing this newsletter. I'll be here for the next 6 weeks visiting family, and it's always a culture shock whenever I come back.
Of course, with my jetlag, I go to bed at 8pm and wake up at 4am. The above photo was taken just before sunrise this morning around 6am, and even without sunlight, you can see the thick smog hanging over the city. I've actually never seen China with clear blue skies.. I'm not quite sure there's anywhere in the country where you'd find that!
I came across an interesting article that showed the difference it makes on air quality when you ban cars and therefore eliminate car exhaust. With so many people and cars in China, that scene of the city is a very rare sight!
Before and after cars were banned for 2 weeks in Beijing
Vancouver then and now
I love looking at photos of a place in the past and comparing that to the present. It's especially exciting to see photos of Vancouver since that's where I live and have grown up. It's pretty amazing to see how our little city has changed over the years and how different things used to be.
A few photos comparisons compiled by the Province.
If you like learning about the history of places and buildings like me, then you'll like reading this next blog. It not only shows photo comparisons of Vancouver's then and now, but also gives you some background information about the subject.
A blog called 'Changing Vancouver'.
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